FAQs

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How much am I covered for? chevron-down-red

SMO’s are covered up to $4,000,000.00 per annum. RMO’s are covered up to $2,000,000.00 per annum. Allied Health practitioners are covered up to $1,000,000.00 per annum. More detailed information is available within the website.

How do I make a claim? chevron-down-red

Either email general@nzmii.co.nz with a brief description of the issue or phone us on 0800 102 220/09 526 0280 and we will assign a lawyer to assist you.

Is volunteer work covered? chevron-down-red

Volunteer work is covered in NZ. NZMII covers volunteer work in the Pacific Islands as a discretionary addition to the policy. Pacific Islands under American and French jurisdictions are excluded. Volunteer work in other countries is subject to NZMII CEO’s approval. Email general@nzmii.co.nz for any further volunteer questions. Volunteer work for company expeditions overseas is not covered.

Does NZMII cover work overseas? chevron-down-red

NZMII does not cover paid work overseas. For volunteer work see question 3.

Does the policy cover good samaritan acts? chevron-down-red

Yes, any claim arising from medical assistance voluntarily administered at the scene of any emergency, accident, or disaster is covered.

Is telehealth work covered? chevron-down-red

Yes, telehealth consulting is covered as long as the patients live in NZ.

Do NZMII policies provide public liability cover or cyber security cover? chevron-down-red

No.

What happens to my policy when I go on parental leave? chevron-down-red

Your policy is put on hold during parental leave and you are covered if any matter arises. Email general@nzmii.co.nz to let us know when your leave starts.

Does NZMII offer tail/run-off cover? chevron-down-red

NZMII offers tail cover for SMOs. The cost is $3244.00 which insures your previous cover period for a further six years.

Does the policy offer any assistance with counselling? chevron-down-red

NZMII provides financial assistance to access a registered psychologist or counsellor of your choosing provided NZMII’s approval is sought prior to the psychologist or counsellor being engaged.  The maximum amount payable by NZMII $1,000 in any one period of insurance.

Is locum work covered? chevron-down-red

All locum work in NZ is covered.

Is locum work covered while I am employed by Te Whatu Ora/HNZ and am I in the NZMII RMO group scheme? chevron-down-red

Yes, locum work outside your current hospital is covered.

I am working a casual RMO contract for Te Whatu Ora/HNZ, what happens to my group scheme cover? chevron-down-red

If you are on a casual contract, please check with your RMO unit and/or email general@nzmii.co.nz  Not all districts allow casual RMOs to be a part of the group scheme.

Will I be covered if I have an issue from my time on the RMO group scheme? chevron-down-red

Yes, NZMII will assist with any matters arising from your RMO group scheme cover at NZMII’s discretion.

I am starting GPEP, what do I need to do? chevron-down-red

You can apply for cover on this website under the RMO option. You will need to choose Registrar level cover. Once NZMII has your application and payment, a receipt, confirmation letter and policy will be emailed to you. You can apply ahead of time.